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The Landmark Team, REALTORŪ, real estate agents and broker for Kapaa, Lihue and Poipu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 808-822-3100.


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"Phil is a Condo Expert"
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Resources: Kapaa, Lihue and Poipu Hawaii home buying, real estate listings, and homes for sale in Hawaii                         County, HI
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Special Offers: Special offers for Kapaa, Lihue and Poipu homeowners from The Landmark Team, top Realtors
Affiliates: The Landmark Team's real estate web site affiliates
eNewsletter: The Landmark Team's Kapaa, Lihue and Poipu newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Hawaii, and United States
Market Conditions Report: Market conditions report for this area, Hawaii, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Kapaa, Lihue and Poipu Hawaii mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Hawaii or buy your own Kapaa, Lihue and Poipu house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Kapaa, Lihue and Poipu mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Hawaii real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask The Landmark Team anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: The Landmark Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: The Landmark Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Kapaa, Lihue and Poipu property in Hawaii, including legal terms definitions, and more

 

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Real Estate Tips
Closing or Settlement >Escrow Rules

The lender is allowed to accumulate a borrower's payments up to a two-month advance cushion at the end of a year. But if a surplus develops beyond this amount, the borrower is now entitled to an immediate refund unless the surplus is less than $50. These rules apply to new loans.

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Real Estate Trivia
Q 
What weighs 320 tons and is considered the largest single block building?

A 
Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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The Landmark Team, REALTORŪ, real estate agents and broker for Kapaa, Lihue and Poipu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Phil Fudge and The Landmark Team
Kauai Landmark Realty

P.O. Box 770
Kapaa, HI 96746
(808) 822-3100
(800) 480-0922
(808) 639-9090
Fax: (808) 822-2419
Email: TheLandmarkTeam@NUMBER1EXPERT.com
e-mail: pfudge@hisemail.net
e-mail: landmark@hisemail.net

In our 40 combined years of real estate experience here on Kauai, we have come to know this market as well as any other Realtor on the island. We bring our clients a deep service ethic that extends beyond our professional life as your Realtors. We are active in the Rotary CLub of Kapaa and serve on numberous community boards. As a result, we enjoy an intimate knowledge of both this real estate market and the marvelous communities that make up the Kauai family. Many of the well over 1,000 clients we have served have become personal friends. We take pride in finding you the home-or the buyer-that truly makes you happy. We look forward to working with you.

ABReProEqual HousingMLSREALTOR


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