Kapaa, Lihue and Poipu real estate and homes for sale in Hawaii - The Landmark Team, REALTORS® The Landmark Team REALTORS(r) for Kapaa, Lihue and Poipu, Hawaii real estate - NUMBER1EXPERTS™ The Landmark Team NUMBER1EXPERTS(tm) for Kapaa, Lihue and Poipu, Hawaii real estate
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The Landmark Team, REALTORŪ, real estate agents and broker for Kapaa, Lihue and Poipu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Kapaa, Lihue and Poipu Hawaii home buying, real estate listings, and homes for sale in Hawaii                         County, HI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Kapaa, Lihue and Poipu Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Closing or Settlement >Escrow Rules

The lender is allowed to accumulate a borrower's payments up to a two-month advance cushion at the end of a year. But if a surplus develops beyond this amount, the borrower is now entitled to an immediate refund unless the surplus is less than $50. These rules apply to new loans.

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Real Estate Trivia
Q 
Where is the world's largest wine cellar, and how big is it?

A 
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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The Landmark Team, REALTORŪ, real estate agents and broker for Kapaa, Lihue and Poipu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Phil Fudge and The Landmark Team
Kauai Landmark Realty

P.O. Box 770
Kapaa, HI 96746
(808) 822-3100
(800) 480-0922
(808) 639-9090
Fax: (808) 822-2419
Email: TheLandmarkTeam@NUMBER1EXPERT.com
e-mail: pfudge@hisemail.net
e-mail: landmark@hisemail.net

In our 40 combined years of real estate experience here on Kauai, we have come to know this market as well as any other Realtor on the island. We bring our clients a deep service ethic that extends beyond our professional life as your Realtors. We are active in the Rotary CLub of Kapaa and serve on numberous community boards. As a result, we enjoy an intimate knowledge of both this real estate market and the marvelous communities that make up the Kauai family. Many of the well over 1,000 clients we have served have become personal friends. We take pride in finding you the home-or the buyer-that truly makes you happy. We look forward to working with you.

ABReProEqual HousingMLSREALTOR


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