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Latest Listings: Kapaa, Lihue and Poipu Hawaii home buying, real estate listings, and homes for sale in Hawaii County, HI

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Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
A	The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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The Landmark Team, REALTORŽ, real estate agents and broker for Kapaa, Lihue and Poipu Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Phil Fudge and The Landmark Team
Kauai Landmark Realty
P.O. Box 770
Kapaa, HI 96746
(808) 822-3100
(800) 480-0922
(808) 639-9090
Fax: (808) 822-2419
Email: TheLandmarkTeam@NUMBER1EXPERT.com
e-mail: pfudge@hisemail.net
e-mail: landmark@hisemail.net
In our 40 combined years of real estate experience here on Kauai, we have come to know this market as well as any other Realtor on the island. We bring our clients a deep service ethic that extends beyond our professional life as your Realtors. We are active in the Rotary CLub of Kapaa and serve on numberous community boards. As a result, we enjoy an intimate knowledge of both this real estate market and the marvelous communities that make up the Kauai family. Many of the well over 1,000 clients we have served have become personal friends. We take pride in finding you the home-or the buyer-that truly makes you happy. We look forward to working with you.

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